{"id":656,"date":"2026-10-06T15:44:02","date_gmt":"2026-10-06T15:44:02","guid":{"rendered":"https:\/\/totalloss.net\/?page_id=656"},"modified":"2026-10-11T22:18:58","modified_gmt":"2026-10-11T22:18:58","slug":"pricing","status":"publish","type":"page","link":"https:\/\/totalloss.net\/index.php\/pricing\/","title":{"rendered":"Pricing"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_0 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><style>body:has(.tln-core) #main-header,body:has(.tln-core) #top-header,body:has(.tln-core) #main-footer,body:has(.tln-core) .et-l--header,body:has(.tln-core) .et-l--footer{display:none!important}\nbody:has(.tln-core) 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a{display:inline-flex;align-items:center;min-height:38px}}\n<\/style><div class=\"tln-core\"><a class=\"skip\" href=\"#main\">Skip to content<\/a><header class=\"masthead\"><a class=\"brand\" href=\"https:\/\/totalloss.net\/\" aria-label=\"Total Loss Network home\"><img decoding=\"async\" src=\"https:\/\/totalloss.net\/wp-content\/uploads\/2026\/10\/codex-clipboard-6973e809-2d55-40a7-b287-ba72dda992ad-e1791750245539.png\" alt=\"Total Loss Network\" width=\"1380\" height=\"535\" fetchpriority=\"high\"><\/a><nav aria-label=\"Primary\"><a href=\"https:\/\/totalloss.net\/\">Home<\/a><a href=\"https:\/\/totalloss.net\/index.php\/why-total-loss-network\/\">Why us<\/a><a href=\"https:\/\/totalloss.net\/index.php\/oregon-total-loss-appraisal\/\">Oregon guide<\/a><a href=\"https:\/\/totalloss.net\/index.php\/pricing\/\">Pricing<\/a><a href=\"https:\/\/totalloss.net\/index.php\/contact\/\">Contact<\/a><\/nav><\/header><div class=\"hero single\"><div class=\"hero-inner\"><span class=\"eyebrow\">Services & pricing<\/span><h1>One clear price.<br>A scope you understand.<\/h1><p class=\"lead\">Choose a valuation report or an appraisal-clause assignment. Review the full fee and payment schedule before work begins.<\/p><\/div><\/div><main id=\"main\" class=\"core-body\"><section class=\"module pricing-module\" id=\"pricing\"><div class=\"section-head\"><span class=\"eyebrow\">Independent appraisal \/ Fixed pricing<\/span><h2>Choose the appraisal service that fits your claim.<\/h2><p>Know the full appraisal fee before work begins. We do not charge a percentage of your vehicle-value increase.<\/p><\/div><div class=\"two fixed-price-options\"><article class=\"cost-card\"><h3>Appraisal report only<\/h3><p class=\"price-number\">$299 <span>total<\/span><\/p><p class=\"price-detail\"><strong>One payment for a documented vehicle valuation.<\/strong><\/p><p>For customers who need valuation evidence, including third-party total loss claims. Includes the appraisal report, clarification of its findings, editable vehicle-value demand-letter materials and a supporting-document checklist for you or your attorney to use.<\/p><p>You or your attorney present the report. This service does not include serving as your appointed appraiser, third-party claim negotiation or legal representation.<\/p><a class=\"button\" href=\"https:\/\/totalloss.net\/index.php\/appraisal-report-only\/\">Explore report-only service \u2192<\/a><\/article><article class=\"cost-card\"><h3>Appraisal-clause service<\/h3><p class=\"price-number\">$650 <span>total<\/span><\/p><p class=\"price-detail\"><strong>$250 upfront + $400 at completion<\/strong><\/p><p>For accepted claims under your own policy\u2019s appraisal clause. Includes valuation research, the appraisal report and service as your appointed appraiser through the appraisal process.<\/p><p>The $250 is credited toward the single $650 appraisal fee. The remaining $400 is due at completion of the assignment, documented by the final appraisal decision. Your agreement will specify the payment deadline and terms for cancellation or an assignment that ends early.<\/p><a class=\"button\" href=\"https:\/\/totalloss.net\/index.php\/appraisal-clause-service\/\">Explore appraisal-clause service \u2192<\/a><\/article><\/div><div class=\"human-review\"><span class=\"eyebrow\">Technology assisted. Appraiser reviewed.<\/span><h3>A real appraiser behind every appraisal.<\/h3><p>Our senior appraiser, with more than 40 years of vehicle-appraisal experience, directly oversees every assignment. Other reviewing appraisers have at least 10 years of appraisal experience.<\/p><p>We use AI to assist our research and workflow. The finished appraisal is not a wholly AI-generated estimate. An experienced appraiser reviews the evidence and valuation conclusions.<\/p><\/div><p class=\"fine\">Confirm eligibility and the written scope before work begins. Any separate umpire expense will be explained before commitment. No value increase or insurer reimbursement is guaranteed. Oregon reimbursement rules for qualifying own-policy appraisals do not automatically apply to third-party report-only claims.<\/p><\/section><section class=\"module\"><span class=\"eyebrow\">Payment schedule<\/span><h2>One appraisal fee.<br>Two payments for full service.<\/h2><ol><li><strong>Confirm the assignment:<\/strong> review the written scope, eligibility, cancellation terms and any separate umpire expense.<\/li><li><strong>Pay $250 to begin:<\/strong> this is credited toward the $650 appraisal-clause fee, not an additional charge.<\/li><li><strong>Pay $400 at completion:<\/strong> the final appraisal decision documents completion. The agreement sets the deadline and what happens if the assignment ends early.<\/li><\/ol><p>The report-only service is a separate $299 product. It does not automatically appoint us under your policy\u2019s appraisal clause. Confirm the appropriate service before ordering.<\/p><div class=\"intake-status\"><strong>Online ordering is being prepared.<\/strong><p>No payment is collected on this page. <a href=\"https:\/\/totalloss.net\/index.php\/contact\/\">See contact and intake availability.<\/a><\/p><\/div><\/section><section class=\"module\"><h2>What about Oregon reimbursement?<\/h2><p>For qualifying disputes under your own policy\u2019s appraisal provision, Oregon law requires reimbursement of reasonable appraisal costs when the final decision exceeds the insurer\u2019s last offer before the costs were incurred. Reimbursement is not guaranteed for every assignment, fee or service.<\/p><p>Keep your agreement, invoice, receipts, the relevant offer and the final appraisal decision. A third-party report-only assignment does not automatically carry the same reimbursement right.<\/p><p class=\"source\"><a href=\"https:\/\/www.oregonlegislature.gov\/bills_laws\/ors\/ors742.html\" target=\"_blank\" rel=\"noopener\">ORS 742.466<\/a> \u00b7 <a href=\"https:\/\/dfr.oregon.gov\/laws-rules\/Documents\/OAR\/div80-0240_ex1.pdf\" target=\"_blank\" rel=\"noopener\">Oregon Total Loss Notice<\/a><\/p><\/section><section class=\"module\"><h2>Before you choose<\/h2><details><summary>Does the fee increase with the result?<\/summary><p>No. These are fixed appraisal fees. We do not take a percentage of the vehicle-value increase.<\/p><\/details><details><summary>Is an umpire\u2019s bill included?<\/summary><p>A separate umpire expense is not included. Confirm the policy requirements and any separate costs before proceeding.<\/p><\/details><details><summary>Must the insurer reimburse me before I pay the balance?<\/summary><p>No. The balance is owed according to the engagement agreement. The insurer\u2019s reimbursement decision is separate from that obligation.<\/p><\/details><details><summary>Is there a minimum-increase guarantee?<\/summary><p>We do not promise a minimum increase. Our work is directed toward a supported value. Review the scope and cancellation terms before engaging us.<\/p><\/details><\/section><\/main><footer><div class=\"footinner\"><div class=\"footgrid\"><div><p class=\"footerbrand\">Total Loss Network<\/p><p>Consumer advocates. Experienced appraisers. Technology with human judgment.<\/p><p>We work for vehicle owners. We do not accept insurance-company assignments.<\/p><\/div><nav aria-label=\"Footer\"><a href=\"https:\/\/totalloss.net\/\">Home<\/a><a href=\"https:\/\/totalloss.net\/index.php\/appraisal-clause-service\/\">Appraisal-clause service<\/a><a href=\"https:\/\/totalloss.net\/index.php\/appraisal-report-only\/\">Report-only service<\/a><a href=\"https:\/\/totalloss.net\/index.php\/why-total-loss-network\/\">Why Total Loss Network<\/a><a href=\"https:\/\/totalloss.net\/index.php\/pricing\/\">Pricing &amp; scope<\/a><a href=\"https:\/\/totalloss.net\/index.php\/contact\/\">Contact &amp; next steps<\/a><a href=\"https:\/\/totalloss.net\/index.php\/oregon-total-loss-appraisal\/\">Oregon appraisal guide<\/a><a href=\"https:\/\/totalloss.net\/index.php\/beaverton-oregon-total-loss-guide\/\">Beaverton guide<\/a><a href=\"https:\/\/totalloss.net\/index.php\/astoria-oregon-total-loss-guide\/\">Astoria guide<\/a><\/nav><\/div><\/div><\/footer><section class=\"legal-notice\" id=\"legal-information\"><h2>Information, not legal advice.<\/h2><p>TotalLoss.net provides general educational information about vehicle claims, valuations and related resources. Nothing on this site, including guides, examples, checklists, suggested wording, forms or links, is legal advice or a substitute for advice from a licensed attorney about your particular circumstances. TotalLoss.net does not provide legal representation.<\/p><p>Using this site, submitting a form or contacting a listed business does not create an attorney-client relationship with TotalLoss.net or any listed attorney. Communications to TotalLoss.net are not protected by attorney-client privilege. Do not send confidential legal documents to us expecting that protection.<\/p><p>Laws, policy terms, deadlines and available remedies vary by jurisdiction and circumstances and may change. Do not rely on this site to calculate a deadline, decide whether to sign a release, or determine your legal rights. Consult a qualified attorney promptly when legal advice is needed; do not delay action while waiting for a response from this site or a listed provider. No outcome is guaranteed.<\/p><p>Resource listings are selected informational references, not a complete directory, quality ranking or guarantee of services, availability or results. Confirm suitability and engagement terms directly with the provider. Any paid placement will be labeled \u201cSponsored\u201d; payment does not establish professional quality or suitability.<\/p><\/section><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-656","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/pages\/656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/comments?post=656"}],"version-history":[{"count":0,"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/pages\/656\/revisions"}],"wp:attachment":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/media?parent=656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}