{"id":699,"date":"2026-10-11T22:13:53","date_gmt":"2026-10-11T22:13:53","guid":{"rendered":"https:\/\/totalloss.net\/?page_id=699"},"modified":"2026-10-11T22:13:54","modified_gmt":"2026-10-11T22:13:54","slug":"appraisal-report-only","status":"publish","type":"page","link":"https:\/\/totalloss.net\/index.php\/appraisal-report-only\/","title":{"rendered":"Appraisal Report Only"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_0 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><style>body:has(.tln-core) #main-header,body:has(.tln-core) #top-header,body:has(.tln-core) #main-footer,body:has(.tln-core) .et-l--header,body:has(.tln-core) 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h1,.ch-location h2,.ch-location h3{color:#061e4c}\n.tln-core .hero{background:linear-gradient(120deg,#fff 45%,#edf6ff)}\n.tln-core .evidence-board{border-top-color:#ff9700}\n.tln-core .eyebrow,.ch-location .eyebrow,.tln-core .num{color:#0866c9}\n.tln-core .button,.ch-location .button{background:#0866c9;color:#fff}\n.tln-core .button:hover,.ch-location .button:hover{background:#064e9c}\n.tln-core .callout,.ch-location .callout{border-left-color:#f39a22}\n.tln-core a,.ch-location a{color:#0866c9}\n.tln-core .button,.ch-location a.button{color:#fff}\n@media(max-width:600px){.tln-core .masthead .brand,.ch-location .masthead .brand{width:220px}.tln-core .masthead nav a,.ch-location .masthead nav a{display:inline-flex;align-items:center;min-height:38px}}\n<\/style><div class=\"tln-core\"><a class=\"skip\" href=\"#main\">Skip to content<\/a><header class=\"masthead\"><a class=\"brand\" href=\"https:\/\/totalloss.net\/\" aria-label=\"Total Loss Network home\"><img decoding=\"async\" src=\"https:\/\/totalloss.net\/wp-content\/uploads\/2026\/10\/codex-clipboard-6973e809-2d55-40a7-b287-ba72dda992ad-e1791750245539.png\" alt=\"Total Loss Network\" width=\"1380\" height=\"535\" fetchpriority=\"high\"><\/a><nav aria-label=\"Primary\"><a href=\"https:\/\/totalloss.net\/\">Home<\/a><a href=\"https:\/\/totalloss.net\/index.php\/why-total-loss-network\/\">Why us<\/a><a href=\"https:\/\/totalloss.net\/index.php\/oregon-total-loss-appraisal\/\">Oregon guide<\/a><a href=\"https:\/\/totalloss.net\/index.php\/pricing\/\">Pricing<\/a><a href=\"https:\/\/totalloss.net\/index.php\/contact\/\">Contact<\/a><\/nav><\/header><div class=\"hero single\"><div class=\"hero-inner\"><span class=\"eyebrow\">Third-party claims \/ Appraisal report & demand support<\/span><h1>Make your value demand<br>easier to understand.<\/h1><p class=\"lead\">When another driver caused the loss, a documented appraisal gives you evidence to support your position. Our report-only package includes a vehicle appraisal and materials to help you prepare and send your own value demand.<\/p><div class=\"actions\"><a class=\"button\" href=\"#report-package\">See what the package includes \u2192<\/a><a href=\"https:\/\/totalloss.net\/index.php\/pricing\/\">See full pricing &amp; payment terms<\/a><\/div><\/div><\/div><div class=\"truststrip\"><span>We work only for consumers<\/span><span>40+ years of senior-appraiser experience<\/span><span>Human-reviewed valuation<\/span><\/div><main id=\"main\" class=\"core-body\"><section class=\"module\" id=\"report-package\"><span class=\"eyebrow\">Evidence you can use<\/span><h2>A report, a clear explanation,<br>and a practical demand package.<\/h2><div class=\"two\"><article class=\"card\"><h3>Independent vehicle appraisal<\/h3><p>A supported opinion of the vehicle\u2019s pre-loss value, with relevant vehicle details, market evidence and an explanation of the valuation approach.<\/p><\/article><article class=\"card\"><h3>Demand-letter materials<\/h3><p>An editable vehicle-value demand letter using your claim facts and appraisal findings. You review, complete, sign and send it, or provide it to your attorney.<\/p><\/article><article class=\"card\"><h3>Supporting-document checklist<\/h3><p>A practical checklist for organizing the appraisal, insurer valuation, offer, vehicle records and other supporting documents into a clear submission.<\/p><\/article><article class=\"card\"><h3>Explanation of the report<\/h3><p>Clarification of the appraisal findings and the evidence behind them so you understand what the report supports and what questions remain.<\/p><\/article><\/div><p class=\"fine\">The package supports a vehicle-value demand. It is not a complete legal case file and does not include claim negotiation, legal representation, filing a lawsuit, service of legal documents, or expert testimony.<\/p><\/section><section class=\"module\"><span class=\"eyebrow\">Your role and ours<\/span><h2>We document value.<br>You or your attorney pursue the claim.<\/h2><div class=\"two\"><article class=\"card\"><h3>Our role<\/h3><p>Research the vehicle and market, prepare the appraisal, explain our findings and provide the demand-letter and supporting-document materials described in the engagement.<\/p><\/article><article class=\"card\"><h3>Your role<\/h3><p>Confirm the facts, decide what to request, send the demand and handle responses. Get legal advice about fault, coverage, releases, deadlines, court procedure or injury claims.<\/p><\/article><\/div><div class=\"callout\"><h3>The at-fault driver\u2019s insurer is not your insurer.<\/h3><p>Do not assume your own policy\u2019s appraisal clause applies to a third-party claim. An appraisal report can support your position, but it does not force an insurer to accept your demand.<\/p><\/div><\/section><section class=\"module\"><span class=\"eyebrow\">A simple workflow<\/span><h2>From a low offer<br>to an organized value demand.<\/h2><ol><li><strong>Confirm the service fits.<\/strong> Identify whose insurer is handling the loss and gather the complete valuation and written offer.<\/li><li><strong>Document the vehicle.<\/strong> Provide accurate equipment, mileage, condition and available records. Tell us about modifications or unusual features.<\/li><li><strong>Receive the appraisal and materials.<\/strong> Review the valuation findings, editable demand letter and supporting-document checklist.<\/li><li><strong>Present the evidence.<\/strong> You or your attorney submit the demand, keep copies and track responses and deadlines.<\/li><li><strong>Decide on further help.<\/strong> If value remains disputed or legal issues arise, consult a qualified attorney. Attorney availability and acceptance are separate.<\/li><\/ol><\/section><section class=\"module\"><span class=\"eyebrow\">Experienced review<\/span><h2>A research tool is not<br>a professional opinion.<\/h2><p>AI can misidentify equipment, combine incompatible vehicles or repeat unreliable listing details. Our appraisers check those details against available evidence and control the final valuation. Technology helps the research. People remain responsible for the conclusion.<\/p><a href=\"https:\/\/totalloss.net\/index.php\/why-total-loss-network\/\">Why Total Loss Network \u2192<\/a><\/section><section class=\"module\"><span class=\"eyebrow\">Scope and cost<\/span><h2>Know the package before you order.<\/h2><p>Report-only is a fixed-price service. It includes the appraisal and the demand-support materials described above. Third-party negotiation and legal services are not included.<\/p><div class=\"actions\"><a class=\"button\" href=\"https:\/\/totalloss.net\/index.php\/pricing\/\">View report-only pricing \u2192<\/a><a href=\"https:\/\/totalloss.net\/index.php\/pricing\/\">See full pricing &amp; payment terms<\/a><\/div><\/section><section class=\"module\"><span class=\"eyebrow\">Questions before you start<\/span><h2>Know where the appraisal helps.<\/h2><details><summary>Will you negotiate with the at-fault insurer?<\/summary><p>No. You or your attorney submit the demand and handle claim negotiations. We provide appraisal evidence and explain the report.<\/p><\/details><details><summary>Does the letter guarantee payment or attorney fees?<\/summary><p>No. A letter is a way to present a request and supporting evidence. Entitlement, deadlines and any attorney-fee rules depend on the facts and applicable law. Ask an attorney before relying on a particular statute or deadline.<\/p><\/details><details><summary>Does this cover injuries or every loss from the accident?<\/summary><p>No. This service concerns vehicle valuation. Injury, liability, loss-of-use, diminished-value and other issues require their own analysis and are not automatically included.<\/p><\/details><details><summary>Can I use my own insurer instead?<\/summary><p>That may be an option depending on coverage and circumstances. Ask your insurer about the applicable coverage, deductible and subrogation process. If you pursue an own-policy value dispute, our appraisal-clause service may be a better fit.<\/p><\/details><\/section><section class=\"module\" id=\"next-step\"><span class=\"eyebrow\">Your next step<\/span><h2>Start with the right documents.<br>Choose with clear information.<\/h2><p>Have the insurer\u2019s complete valuation, latest written offer, vehicle details and relevant policy language ready. We confirm eligibility and the written scope before an engagement begins.<\/p><div class=\"actions\"><a class=\"button\" href=\"https:\/\/totalloss.net\/index.php\/contact\/\">View contact & intake availability \u2192<\/a><a href=\"https:\/\/totalloss.net\/index.php\/pricing\/\">See full pricing &amp; payment terms<\/a><\/div><p class=\"fine\">The new online intake is being prepared. No documents or payments are collected on this service page.<\/p><\/section><\/main><footer><div class=\"footinner\"><div class=\"footgrid\"><div><p class=\"footerbrand\">Total Loss Network<\/p><p>Consumer advocates. Experienced appraisers. Technology with human judgment.<\/p><p>We work for vehicle owners. We do not accept insurance-company assignments.<\/p><\/div><nav aria-label=\"Footer\"><a href=\"https:\/\/totalloss.net\/\">Home<\/a><a href=\"https:\/\/totalloss.net\/index.php\/appraisal-clause-service\/\">Appraisal-clause service<\/a><a href=\"https:\/\/totalloss.net\/index.php\/appraisal-report-only\/\">Report-only service<\/a><a href=\"https:\/\/totalloss.net\/index.php\/why-total-loss-network\/\">Why Total Loss Network<\/a><a href=\"https:\/\/totalloss.net\/index.php\/pricing\/\">Pricing &amp; scope<\/a><a href=\"https:\/\/totalloss.net\/index.php\/contact\/\">Contact &amp; next steps<\/a><a href=\"https:\/\/totalloss.net\/index.php\/oregon-total-loss-appraisal\/\">Oregon appraisal guide<\/a><a href=\"https:\/\/totalloss.net\/index.php\/beaverton-oregon-total-loss-guide\/\">Beaverton guide<\/a><a href=\"https:\/\/totalloss.net\/index.php\/astoria-oregon-total-loss-guide\/\">Astoria guide<\/a><\/nav><\/div><\/div><\/footer><section class=\"legal-notice\" id=\"legal-information\"><h2>Information, not legal advice.<\/h2><p>TotalLoss.net provides general educational information about vehicle claims, valuations and related resources. Nothing on this site, including guides, examples, checklists, suggested wording, forms or links, is legal advice or a substitute for advice from a licensed attorney about your particular circumstances. TotalLoss.net does not provide legal representation.<\/p><p>Using this site, submitting a form or contacting a listed business does not create an attorney-client relationship with TotalLoss.net or any listed attorney. Communications to TotalLoss.net are not protected by attorney-client privilege. Do not send confidential legal documents to us expecting that protection.<\/p><p>Laws, policy terms, deadlines and available remedies vary by jurisdiction and circumstances and may change. Do not rely on this site to calculate a deadline, decide whether to sign a release, or determine your legal rights. Consult a qualified attorney promptly when legal advice is needed; do not delay action while waiting for a response from this site or a listed provider. No outcome is guaranteed.<\/p><p>Resource listings are selected informational references, not a complete directory, quality ranking or guarantee of services, availability or results. Confirm suitability and engagement terms directly with the provider. Any paid placement will be labeled \u201cSponsored\u201d; payment does not establish professional quality or suitability.<\/p><\/section><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-699","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/pages\/699","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/comments?post=699"}],"version-history":[{"count":0,"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/pages\/699\/revisions"}],"wp:attachment":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/media?parent=699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}