{"id":774,"date":"2026-10-12T06:40:31","date_gmt":"2026-10-12T06:40:31","guid":{"rendered":"https:\/\/totalloss.net\/index.php\/glossary\/umpire\/"},"modified":"2026-10-12T06:40:31","modified_gmt":"2026-10-12T06:40:31","slug":"umpire","status":"publish","type":"page","link":"https:\/\/totalloss.net\/index.php\/glossary\/umpire\/","title":{"rendered":"Appraisal umpire"},"content":{"rendered":"<section class=\"hero single\">\n<div class=\"hero-inner\"><span class=\"eyebrow\">Total Loss Network \/ Glossary<\/span><\/p>\n<h1>Appraisal umpire<\/h1>\n<p class=\"lead\">A person selected under an appraisal provision to help resolve a disagreement between appraisers. The policy and applicable law determine the selection procedure and role.<\/p>\n<\/div>\n<\/section>\n<p><main id=\"main\" class=\"core-body\"><\/p>\n<section class=\"module\" id=\"why-the-term-matters\">\n<h2>Why the term matters<\/h2>\n<p>Ask how selection works, how costs are shared and what agreement is needed for an award. An umpire does not automatically decide coverage, fault or an injury claim.<\/p>\n<\/section>\n<section class=\"module\" id=\"a-question-to-ask\">\n<h2>A question to ask<\/h2>\n<p>\u201cWhere does this term appear in my report or policy, and how does it affect this specific calculation or next step?\u201d Ask for a written explanation tied to the document.<\/p>\n<\/section>\n<section class=\"module\" id=\"read-the-full-guide\">\n<h2>Read the full guide<\/h2>\n<p><a href=\"https:\/\/totalloss.net\/index.php\/guides\/appraisal-clause\/\">Continue with the practical guide<\/a><\/p>\n<\/section>\n<section class=\"module\" id=\"keep-exploring\">\n<h2>Keep exploring<\/h2>\n<p><a href=\"https:\/\/totalloss.net\/index.php\/glossary\/\">Browse all glossary<\/a> \u00b7 <a href=\"https:\/\/totalloss.net\/index.php\/states\/oregon\/\">Oregon claim guidance<\/a> \u00b7 <a href=\"https:\/\/totalloss.net\/index.php\/insurance-company-total-loss-claim-guides\/\">Find your insurer<\/a><\/p>\n<\/section>\n<p><\/main><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Total Loss Network \/ Glossary Appraisal umpire A person selected under an appraisal provision to help resolve a disagreement between appraisers. The policy and applicable law determine the selection procedure and role. Why the term matters Ask how selection works, how costs are shared and what agreement is needed for an award. An umpire does [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":736,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-774","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/pages\/774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/comments?post=774"}],"version-history":[{"count":0,"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/pages\/774\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/pages\/736"}],"wp:attachment":[{"href":"https:\/\/totalloss.net\/index.php\/wp-json\/wp\/v2\/media?parent=774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}