Find guidance for your insurer.

The policy and the evidence determine the available route. No insurer name alone guarantees an appraisal clause or a particular outcome.

State Farm total loss claimsProgressive total loss claimsLiberty Mutual total loss claimsSafeco total loss claimsAllstate total loss claimsGEICO total loss claimsUSAA total loss claimsAmerican Family total loss claimsNationwide total loss claimsTravelers total loss claims

Whose insurance is handling your total loss?

Your own policy

Request the complete valuation and your policy’s appraisal provision. Correct report errors first. If a value disagreement remains and the policy permits appraisal, an appointed appraiser can present a supported valuation through that process. Explore total loss appraisal-clause service →

The other driver’s insurer

An independent report can support your vehicle-value demand. The other driver’s policy does not automatically give you its appraisal-clause rights. You or your attorney submit the evidence and handle the third-party claim. Explore report-only and demand-letter support →

Not sure which applies? Check whose policy is paying for the vehicle damage, not just whose name appears on a letter. The place of the crash alone does not decide which state’s law or policy terms apply.